Medicare part D insurance plan supplements Medicare Part A or Part B to cover medications that are not included in their coverage. An individual’s place of residence, age, the contents of their medical prescription and preferred pharmacy are factors that generally decide which Medicare Part D plan is chosen. The first detail that is considered is the insurance carrier operating in your area of residence. Secondly, if star ratings are weighed upon to understand the best Medicare Part D plan, then they have to be checked on a yearly basis because ratings change considerably each year.

While looking for the best Medicare Part D plans, premiums, deductibles, and drug tiers are the three factors to be compared.

Durable Medical Equipment such as blood sugar or glucose meters that are prescribed for use by enrolled doctors for home use are not covered by Medicare Part D plan. Medicare Part B, however, covers the cost of certain supplies used for diabetes such as glucose meters, blood sugar test strips, Insulin, sugar control solutions, therapeutic shoes and so on. Subject to conditions laid down in the health insurance plan, different medical equipment are paid for differently by Medicare. Find out from your supplier if he participates in Medicare before purchasing any medical equipment.